Collateral Leasing
Third-party collateral or credit support used to strengthen a commercial borrowing or guarantee requirement.
Collateral support
Collateral & Guarantee Support
Collateral Leasing, SBLC, DLC, BG & Loan Guarantee Support
Fixed engagement pricing for qualified commercial transactions, plus a 6.25% annual collateral or guarantee fee calculated on face value.
Fixed Commercial Terms
One pricing model across the credit-support requirement
Financely structures legitimate third-party collateral support, standby letters of credit, documentary letters of credit, bank guarantees and commercial loan guarantees for businesses with a real underlying transaction, identifiable counterparties and a credible repayment or reimbursement path.
The fixed engagement fee pays for Financely's review, structuring, provider or issuer pathway, documentation coordination and execution support. The support fee is 6.25% of face value per year. Support can be structured for a single trading cycle or for longer facilities, with the fee estimated pro rata at the same annual rate.
| Face Value | Fixed Financely Engagement Fee | Annual Collateral / Guarantee Fee | Payment Timing |
|---|---|---|---|
| US$1M – US$5M | US$25,000 | 6.25% of face value | Monthly or quarterly |
| Over US$5M – US$10M | US$50,000 | 6.25% of face value | Monthly or quarterly |
| Over US$10M – US$25M | US$75,000 | 6.25% of face value | Monthly or quarterly |
| Over US$25M – US$50M | US$100,000 | 6.25% of face value | Monthly or quarterly |
| Over US$50M – US$100M | US$150,000 | 6.25% of face value | Monthly or quarterly |
| Above US$100M | US$250,000 | 6.25% of face value | Monthly or quarterly |
The annual fee is calculated on the committed face value, not the amount ultimately drawn. Bank, legal, valuation, collateral-perfection, insurance, trustee, SWIFT, advising, confirmation, tax and other external execution costs are separate.
Cost Calculator
Estimate the support cost for the required validity
Enter the face value and required validity period. The calculator applies the fixed engagement fee from the pricing table and a 6.25% annual support fee, estimated pro rata over the requested term. Premiums may be paid monthly or quarterly.
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Enter a face value of at least US$1,000,000 and the requested validity in months. Short IMPEX trading cycles can be quoted from 5 days.
What We Support
Credit support for real commercial obligations
The instrument changes with the transaction. The underwriting principles do not: genuine purpose, acceptable applicant, clear beneficiary, credible repayment or reimbursement, clean compliance and documentation that a bank or credit-support provider can actually review.
SBLC
Standby payment or performance support for loans, trade obligations, supply contracts and project requirements.
SBLC servicesDLC
Documentary payment support for genuine import, export and commodity transactions with defined shipment documents.
DLC supportBank Guarantee
Demand, payment, performance or contractual guarantees where the beneficiary requires bank-backed security.
Guarantee supportLoan Guarantee
Third-party credit enhancement for commercial borrowing where the lender requires stronger repayment support.
Loan guarantee
What the fixed engagement fee covers
- Initial underwriting and transaction assessment
- Applicant, beneficiary and use-case review
- Instrument or collateral-support structuring
- Provider, issuer or bank-pathway coordination
- Commercial term and wording coordination
- KYC, AML and sanctions workflow coordination
- Execution support through the agreed mandate scope
What is excluded
- Bank issuance, advising or confirmation charges
- SWIFT and correspondent-bank costs
- Independent legal opinions and external counsel
- Valuations, appraisals and collateral perfection
- Security trustees, collateral managers and insurance
- Taxes, stamp duties and withholding taxes
- Any separately required regulated third-party service
Institutional Channels
Banking, credit and specialist lender coverage
Financely works across commercial banking, private credit and specialist lending channels. Participation in any transaction remains subject to underwriting, compliance, jurisdiction, beneficiary acceptance, collateral, documentation and final third-party approval.
Commercial banking network
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★★★★★ 5.0
Carlos Rivera reported that Financely structured a US$120M pre-export facility and coordinated the borrowing-base and commodity-risk work.
Carlos Rivera Head of Trade Finance, AgroGlobal Exports★★★★★ 5.0
Michael Torres credited Financely with structuring a US$12M commodity trade-finance facility and managing the process professionally from start to finish.
Michael Torres CEO, Global Commodities Trading Ltd.★★★★☆ 4.5
Dr. Priya Sharma said Financely restructured a renewable-energy financing request, prepared lender materials and coordinated a lender syndicate.
Dr. Priya Sharma Managing Director, Green Horizon EnergyThese are summaries of feedback published on Financely's public review and transaction pages. Individual results vary and do not guarantee issuance, financing or another transaction outcome.
Is the 6.25% annual fee paid once per year?
No. The standard annual collateral / guarantee fee is 6.25% of the committed face value and may be paid monthly or quarterly. The first premium is due at the end of the first completed monthly or quarterly billing period under the final transaction documentation.
How is the support fee calculated for a longer validity period?
The standard rate is 6.25% per year on the committed face value. The fee is estimated pro rata for the agreed support period and premiums may be billed monthly or quarterly. The minimum support period is one trading cycle. For short-duration import and export transactions, that cycle can be as little as 5 days. The typical maximum validity is 36 months, although longer periods can be accommodated where the transaction, provider and documentation support them.
Is there a grace period?
The first premium is due at the end of the first completed monthly or quarterly billing period. For renewals, the standard commercial position is a 10-business-day grace period. A renewal is not automatic and remains subject to re-underwriting, continued compliance and provider approval.
Can the support period be shorter than 12 months?
Yes. The minimum support period is one trading cycle rather than a fixed 12-month term. For IMPEX transactions, a trading cycle may be as short as 5 days. The 6.25% annual rate is applied pro rata to the agreed support period, subject to the final transaction terms and provider approval.
What is collateral leasing in this context?
It is a commercial credit-support arrangement in which third-party collateral, pledged assets, a counter-guarantee or other acceptable credit capacity supports another company's financing or guarantee requirement. The market may call this leasing, but the executable structure depends on real collateral, legal control, reimbursement obligations and bank or provider approval.
Does Financely issue the SBLC, DLC, bank guarantee or loan guarantee?
No. Financely provides paid advisory, structuring, origination and execution coordination. The actual instrument or guarantee is issued or provided by the relevant bank, insurer, guarantor, collateral provider or other accepted third-party institution under its own underwriting and documentation.
Does paying the fee guarantee issuance or beneficiary acceptance?
No. Issuance, collateral acceptance, beneficiary acceptance, lender approval, wording, pricing, timing and closing remain subject to underwriting, KYC, AML, sanctions screening, legal review, credit approval and final transaction documents.
Can an SBLC automatically be monetized or converted into cash?
No. Financely does not promise monetization. A lender or funding institution independently decides whether an SBLC or guarantee is acceptable as credit support and whether it supports a loan or other facility.
Do you work with leased SBLC or MT799-to-MT760 schemes?
We work only with legitimate commercial credit-support structures that can survive underwriting. We are not interested in unverifiable providers, fictitious proof-of-funds stories, trading-program narratives or requests that depend on a SWIFT-message sequence instead of a real applicant, beneficiary, transaction, reimbursement source and regulated issuing pathway.
What kinds of collateral can be considered?
Depending on the transaction, acceptable support may include cash, marketable securities, commercial real estate, receivables, contractual cash flows or other financeable assets. Acceptance, valuation, haircuts, legal control and perfection are determined by the relevant provider, lender and legal framework.
What happens if the guarantee or SBLC is called?
A valid claim can create a real payment obligation. The applicant's reimbursement and indemnity obligations, collateral enforcement rights and provider recourse must therefore be defined in the final documents before issuance.
What is not included in the 6.25% annual fee?
Unless expressly included in the final engagement documents, external bank charges, advising or confirmation fees, SWIFT charges, legal counsel, valuations, collateral perfection, trustees, insurance, taxes and other third-party execution costs are separate.
Is Financely a bank or securities broker-dealer?
No. Financely acts as a structured-finance advisor and arranger. We are not a bank, deposit-taking institution, guarantor or securities broker-dealer. Where licensed or regulated activity is required, the relevant activity is handled by an appropriately licensed bank, broker-dealer, investment bank, insurer, guarantor, legal adviser or other regulated counterparty.
Paid Intake
Submit the requirement, then continue to the US$500 intake payment
Keep this first submission concise. We need enough information to determine whether the requirement fits our mandate, calculate the commercial terms and prepare the appropriate engagement documentation. Detailed diligence continues in the client portal after onboarding.
Financely provides paid structured-finance advisory, structuring and arrangement services. Financely is not a bank, deposit-taking institution, guarantor, securities broker-dealer or issuer of client instruments. Where regulated activity is required, the relevant activity is performed by an appropriately licensed or regulated third party. All transactions remain subject to underwriting, KYC, AML, sanctions screening, legal review, provider or bank approval and final documentation.